Government schemes for women in Delhi, with the ₹2,500 explained

Also called Mahila Samriddhi Yojana, Mahila Samridhi Yojana, Delhi Laxmi Yojana, 2500 scheme Delhi, Dilli Lakshmi Yojana

₹2,500 a month: either ₹1,000 into a digital rupee (CBDC) wallet plus ₹1,500 into a locked deposit, or the full ₹2,500 into a locked deposit

A monthly payment of ₹2,500 for the eldest eligible woman in a low-income Delhi family, aged 21 to 60. Most of the money is saved in a bank deposit that stays locked until 31 July 2029, and only ₹1,000 a month can be spent through a digital wallet.

Status

Checked 7 October 2026: registration has been open all year on dly.delhi.gov.in since 1 August 2026, and approval letters were handed out on 26 August 2026 with payments due from 1 September 2026; I could not confirm on an official site that the first money has reached women's accounts.

Who can apply

• Age between 21 and 60 years on the date of application
• The eldest eligible woman member of the family
• She, her husband or either of her parents has lived in Delhi for at least 10 years
• Registered voter of Delhi
• Family income not more than ₹2,50,000 a year
• Not eligible: women getting any central or state government pension, income tax payers, GST filers, government servants or public office holders
• Not eligible if she or a family member is a regular or contract government, PSU, board or local body employee, or gets a retirement, widow, disability or other government pension or assistance
• Not eligible if she has more than three living children, if family electricity use in the last 12 months is above 2,400 units, if anyone in the family owns a four-wheeler, or if she has a criminal record

Documents

• Aadhaar card
• Delhi voter ID card
• Photograph and signature
• Endorsement letter signed and stamped by the local MP or MLA
• Proof of 10 years in Delhi (any one): voter ID, ration card, driving licence, electricity bill or gas connection bill
• Age proof (any one): birth certificate, school leaving certificate, Class 10 certificate, driving licence, PAN, Aadhaar or voter ID
• Bank account in a bank that supports the CBDC wallet (SBI, PNB, Canara, Bank of Baroda, HDFC, ICICI and others listed on the portal)

How to apply

1. Register on dly.delhi.gov.in and answer the eligibility questions
2. Fill personal, Aadhaar, family and bank details and upload documents
3. Download the QR coded form and get it signed and stamped by your area MP or MLA
4. Upload the signed form, submit, and save the acknowledgement slip
5. Track your application on the portal with your mobile number

In person: District office of the Department of Women and Child Development; WCD headquarters, Maharana Pratap ISBT Building, Kashmere Gate

Run by

Department of Women and Child Development, Government of NCT of Delhi

Only ₹1,000 a month is spendable, and only through a digital rupee wallet that blocks items like liquor, tobacco and lottery; the rest is locked in a deposit until 31 July 2029 and also comes back through the wallet. Women already getting the Delhi widow pension cannot get this scheme. Forms submitted by the last day of a month count for payment from the next month.

Checked 7 October 2026 against Delhi Gazette notification: Delhi Lakshmi Yojana guidelines, 6 August 2026, Delhi Lakshmi Yojana portal (eligibility, documents, banks), Delhi Lakshmi Yojana: eligibility, exclusion criteria and documents, Delhi Government hands over approval letters to 4,000 women under Lakshmi Yojana (26 August 2026), Delhi Government to begin pension payments under Delhi Lakshmi Yojana from 1st September (19 August 2026), Delhi Budget Analysis 2026-27 (₹5,110 crore for the scheme) · Official page to apply

Also called Widow pension Delhi, Vidhwa pension Delhi, Financial Assistance to Women in Distress, destitute women pension Delhi, divorced women pension Delhi

₹2,500 a month, paid into her bank account

A monthly pension of ₹2,500 for widows, divorced, separated, deserted, abandoned or destitute women aged 18 or above who have lived in Delhi for over 5 years and earn less than ₹1 lakh a year.

Status

Checked 7 October 2026: listed as running on the WCD site with about 3.5 lakh women being paid; applications are taken online on the e-District portal.

Who can apply

• A widow, divorced, separated, abandoned, deserted or destitute woman aged 18 years or above (no upper age limit)
• Has lived in Delhi for more than 5 years before applying
• Her own yearly income from all sources is below ₹1,00,000
• Has Aadhaar and a single-holder, Aadhaar-linked bank account in a bank in Delhi
• Not getting any pension or financial assistance for this purpose from the central government, Delhi government, MCD, NDMC or any other source

Documents

• Aadhaar card
• Age proof
• Husband's death certificate, divorce decree, separation papers or other proof of abandonment
• Proof of 5 years living in Delhi
• Single-holder Aadhaar-linked bank account in Delhi, with passbook or statement for the last year
• SC/ST certificate if applicable
• One passport size photo
• Income self-declaration (format on the portal)

How to apply

1. Register as a new user on the e-District Delhi portal with Aadhaar or voter ID
2. Log in, choose Apply Online, then Department of Women and Child Development
3. Select the widow pension scheme, fill the form and upload documents and photo
4. Submit with the OTP sent to your mobile and keep the acknowledgement

In person: District Women and Child Development office; WCD headquarters, Maharana Pratap ISBT Building, Kashmere Gate (011-23070378)

Run by

Department of Women and Child Development, Government of NCT of Delhi

The income limit is your own income, not your family's. If you take this pension you become ineligible for the Delhi Lakshmi Yojana, so the two cannot be combined. Payment starts from the month after you apply, once approved.

Checked 7 October 2026 against Delhi Pension Scheme to Women in Distress (Widows, Divorced, Separated, Destitute, Abandoned Women), FAQ: Delhi Pension Scheme to Women in Distress (Widow Pension Scheme) · Official page to apply

Also called Pink ticket, Saheli card, Pink Saheli card, Saheli Pink NCMC card, free bus Delhi women, DTC free travel women

Free travel on DTC and cluster buses in Delhi

Women and transgender residents of Delhi travel free on DTC and cluster buses by tapping a free Pink Saheli Smart Card. Without the card you now have to buy a normal ticket.

Status

Checked 7 October 2026: free travel continues on DTC and cluster buses, but the paper pink ticket is being phased out and a Pink Saheli Smart Card is needed; the last reported order (news, 18 September 2026) ended paper tickets on 30 September 2026.

Who can apply

• Women and transgender persons who are residents of Delhi
• Must hold a valid Pink Saheli Smart Card to travel free once the paper pink ticket ends

Documents

• Aadhaar card
• Proof of address in Delhi
• Passport size photo
• Mobile number
• Other KYC documents the chosen bank asks for

How to apply

1. Go to one of the 50 Pink Card distribution counters (DM and SDM offices and DTC pass sections) or register on the DTC portal
2. Choose a partner bank and complete KYC with Aadhaar
3. Collect the card and tap it on the bus machine each trip

In person: Pink Card counters at District Magistrate offices, SDM offices and DTC pass sections (list on dtc.delhi.gov.in)

Run by

Delhi Transport Corporation and Transport Department, Government of NCT of Delhi

Free travel is only on DTC and cluster buses, not on the Metro, even though the card can be topped up for Metro use. The switch date from paper tickets was moved several times in 2026, so check the latest DTC notice.

Checked 7 October 2026 against DTC circular No. Ops.Deptt./HQ/Pink-Card/2026/542: Pink Saheli Smart Card mandatory for free travel (14 August 2026), List of NCMC Women's Pink Card distribution counters, Delhi Govt extends paper-based pink tickets for women till 17th September (31 August 2026), Delhi Budget Analysis 2026-27 (₹250 crore DTC and ₹200 crore cluster bus subsidy for women commuters), Government extends paper-based pink ticket facility for women in buses till September 30 · Official page to apply

Also called Rozgar Bazaar, Rojgar Bazar Delhi, Delhi employment exchange registration, Delhi job portal

Free job seeker registration, names sent to employers, job fairs and career guidance

Register once as a job seeker so the Delhi employment office can send your name to employers and invite you to job fairs. It is free and open to men and women.

Status

Checked 7 October 2026: the Directorate of Employment runs online jobseeker registration, job fairs and career counselling all year.

Who can apply

• Job seekers who want to register with the Delhi employment office

Documents

• Aadhaar
• Education certificates
• Mobile number

How to apply

1. Open the Online Employment Portal and register as a jobseeker
2. Fill your education and skills and keep your profile updated
3. Watch for job fair notices and sponsorship to employers

In person: Directorate of Employment, IARI Complex, Pusa, New Delhi (011-25846321) and its district employment offices, including the Model Career Centre

Run by

Directorate of Employment, Government of NCT of Delhi

Registration does not give an allowance; Delhi has no unemployment allowance. It helps most for job fairs and government vacancy sponsorship.

Checked 7 October 2026 against Welcome to the Directorate of Employment, Our Services: Online Employment Portal for Jobseekers · Official page to apply

Also called PM Internship Yojana, PMIS 9000 stipend, pminternship

₹9,000 a month (minimum, subject to attendance) plus a one-time joining grant of ₹6,000

A paid internship in a large company for young people aged 18 to 25 who are not in a full-time job. Since April 2026 final-year undergraduate and postgraduate students can also apply with a college NOC.

Status

Round 3 of the pilot is running in 2026 with companies posting internships on an ongoing basis (PIB, 22 Apr and 21 May 2026). Checked 1 Oct 2026.

Who can apply

• Indian youth aged 18 to 25 years
• Not in full-time employment
• Final-year UG and PG students may apply with a No Objection Certificate from their institution
• Applicants must meet the other existing eligibility criteria of the scheme

Documents

• Aadhaar
• Aadhaar-linked bank account
• College NOC (final-year students only)

How to apply

1. Register on the PMIS portal or app with Aadhaar
2. Fill your profile and pick internships
3. Accept an offer if selected

In person: Helpline 1800 11 6090

Run by

Ministry of Corporate Affairs

Still a pilot. The 2024 pilot rules excluded anyone whose family member earned over ₹8 lakh a year, had a government job, or who held degrees such as CA, MBA, MBBS or from IITs and IIMs; check the current rules on the portal.

Checked 1 October 2026 against MCA expands eligibility of PMIS to final-year students (22 Apr 2026), PMIS: MY Bharat awareness campaign, ₹9,000 plus ₹6,000 joining grant (21 May 2026), A Pathway to Professional Growth: PM's Internship Scheme (pilot rules, Oct 2024) · Official page to apply

Also called NCS job portal, Jobs for Women, employment exchange online, ncs.gov.in

Free job search, job fairs, career counselling and a 'Jobs for Women' section

The government's free job portal for private and government jobs, job fairs and career guidance. It has a 'Jobs for Women' link on the home page and connects to e-Shram and Skill India.

Status

Running in 2026; over 6.02 crore jobseekers and 8.17 crore vacancies as of 20 Nov 2025 (PIB, 4 Dec 2025). Checked 1 Oct 2026.

Who can apply

• Any jobseeker in India

How to apply

1. Open ncs.gov.in and sign up as a Jobseeker
2. Complete your profile and open 'Jobs for Women' or search jobs
3. e-Shram card holders can register using their UAN

In person: District Employment Exchange / Model Career Centre

Run by

Ministry of Labour and Employment (Directorate General of Employment)

NCS never charges a fee at any stage. Anyone asking for money in NCS's name is a fraud. Many listings are low-paid, so check the employer.

Checked 1 October 2026 against National Career Service home page ('Jobs for Women', 'NCS services are free of cost'), Over 6 crore jobseekers registered on NCS (4 Dec 2025) · Official page to apply

Also called eShram, e Shram card, shramik card, UAN card

Free e-Shram card with a Universal Account Number (UAN) that links you to 14 central welfare schemes, NCS jobs, Skill India and the PM-SYM pension (₹3,000 a month from age 60 if you join between 18 and 40)

A free ID card for informal workers such as domestic workers, home-based workers, farm labourers and vendors. It does not pay money by itself, but makes it easier to reach insurance, pension, housing and job schemes.

Status

Registration open and free; over 31.48 crore workers registered by 26 Jan 2026 (PIB, 2 Feb 2026). Checked 1 Oct 2026.

Who can apply

• Unorganised workers aged 16 to 59: home-based, self-employed or wage workers in the unorganised sector
• Not a member of EPFO or ESIC

Documents

• Aadhaar number
• Aadhaar-linked mobile number (or biometric at a CSC)

How to apply

1. Self-register on eshram.gov.in or the e-Shram app with Aadhaar and OTP
2. Or go to a Common Service Centre (it must not charge you)
3. Download the card and use the One-Stop-Solution page to see linked schemes

In person: Common Service Centre (CSC) or State Sewa Kendra

Run by

Ministry of Labour and Employment

The card has no cash benefit of its own; messages promising money 'on your e-Shram card' are not from the government. Registration is totally free.

Checked 1 October 2026 against e-SHRAM cards for unorganised workers (2 Feb 2026), e-Shram FAQs (age 16 to 59, free registration), Benefits under e-Shram card (PM-SYM pension) · Official page to apply

Also called ITI Delhi admission, Jijabai ITI for Women Siri Fort, women ITI Delhi, DTTE ITI

One and two year trade courses at government ITIs, with women-only ITIs and girls-only trades

Government ITIs in Delhi teach trades such as cosmetology, dress making, sewing, fashion design, desktop publishing, food production and electrician work. There are ITIs only for women, such as Jijabai ITI for Women at Siri Fort.

Status

Checked 7 October 2026: admission is once a year; the 2026 session was in spot rounds in late September 2026, so the next full window is expected mid 2027.

Who can apply

• Passed Class 8 or Class 10, depending on the trade
• Apply in the yearly online admission round

Documents

• Class 8 or Class 10 marksheet
• Aadhaar
• Category certificate if any
• Photo

How to apply

1. Register on the ITI Delhi admission portal during the yearly window
2. Choose trades and ITIs, including women's ITIs
3. Follow counselling rounds and report to the allotted ITI

In person: Any Delhi government ITI

Run by

Directorate of Training and Technical Education (DTTE), Government of NCT of Delhi

I could not confirm the 2026 fee or any fee waiver for women from an official page, so ask the ITI before paying.

Checked 7 October 2026 against Admission in Delhi Govt. ITIs for Session 2026, Trade details and trades running for session 2026-27, Industrial collaborations of DTTE / ITI (Jijabai ITI for Women Siri Fort) · Official page to apply

Also called GRC Delhi, Mission Convergence, Samajik Suvidha Sangam, women skill centre Delhi

Vocational training, self-help group support for small loans, legal aid and health camps

Neighbourhood centres that train women in trades, help them join self-help groups for small savings and loans, and run legal and health awareness. Useful for homemakers who want to start earning.

Status

Checked 7 October 2026: listed as a running WCD project; batches and centres vary by area.

Who can apply

• Women in Delhi, mainly from poor and vulnerable households

Documents

• Aadhaar
• Address proof

How to apply

1. Ask the district WCD office or Mission Convergence for your nearest GRC
2. Visit the centre and join the next training batch or SHG

In person: Mission Convergence / Samajik Suvidha Sangam, B Wing, First Floor, Vikas Bhawan-II, Bela Road, Delhi

Run by

Department of Women and Child Development (Mission Convergence / Samajik Suvidha Sangam), Government of NCT of Delhi

The official page does not list centre addresses or a stipend, so call or visit before planning around it.

Checked 7 October 2026 against Gender Resource Centre Project · Official page to apply

Also called DSFDC loan, Delhi SC ST OBC Minorities Handicapped Financial and Development Corporation loan, CLS loan Delhi

Loan up to ₹3 lakh for SC applicants, up to ₹1 lakh for OBC, minority and disabled applicants

A small business loan for SC, ST, OBC, minority and disabled residents of Delhi to start shops or services such as a tailoring shop, beauty parlour, grocery or dairy. Not only for women, but women can apply.

Status

Checked 7 October 2026: scheme details and forms are on the DSFDC site (updated 5 October 2026); I could not confirm how fast loans are being sanctioned in 2026.

Who can apply

• Belongs to SC, ST, OBC, a minority community, or has a disability of 40% or more
• Resident of Delhi, aged 18 to 50 years
• Family income from all sources not more than ₹1.20 lakh a year
• Has a work place for the business, owned or rented
• Not a defaulter under any DSFDC scheme

Documents

• Loan application form (free)
• Aadhaar
• Caste certificate, minority affidavit or disability certificate
• Age proof
• Income affidavit
• Estimate of items or machines to buy
• Work place ownership proof or rent agreement
• Personal guarantee affidavit, ECS mandate and post-dated cheques

How to apply

1. Download the form from the DSFDC site or collect it at a branch
2. Attach documents and the cost estimate
3. Submit at the DSFDC branch or head office

In person: DSFDC head office, Ambedkar Bhawan, Sector 16, Rohini (011-27574521), or branches at Rajpur Road, Mangolpuri and Nand Nagri

Run by

Delhi SC/ST/OBC/Minorities and Handicapped Financial and Development Corporation (DSFDC), Government of NCT of Delhi

Checked 7 October 2026 against Composite Loan Scheme details, Loan Schemes and Application Forms · Official page to apply

Also called DSY loan, Delhi Swarojgar Yojana, DSFDC 6 percent loan

Loan up to ₹5 lakh at 6% interest a year

A self-employment loan of up to ₹5 lakh at 6% interest for SC, ST, OBC and minority residents of Delhi who have Class 8 and a skill for the trade. Not only for women, but women can apply.

Status

Checked 7 October 2026: scheme details and forms are on the DSFDC site (updated 5 October 2026); I could not confirm how fast loans are being sanctioned in 2026.

Who can apply

• Belongs to SC, ST, OBC or a minority community
• Resident of Delhi for the last five years, aged 18 to 50 years
• Family income from all sources not more than ₹2 lakh a year
• Passed at least Class 8
• Has a technical qualification for the business, unless already working in that trade for 3 years or a traditional artisan
• Has a work place for the business and is not a DSFDC defaulter

Documents

• DSY application form (₹100)
• Aadhaar
• Caste certificate or minority affidavit
• Age proof
• Education proof (Class 8 or above)
• Technical qualification proof, or LMV licence and badge for a commercial vehicle
• Income certificate from the SDM or income affidavit
• Five passport size photos

How to apply

1. Download the DSY form or buy it at a DSFDC branch
2. Attach documents and a cost estimate for the business
3. Submit at the DSFDC branch or head office

In person: DSFDC head office, Ambedkar Bhawan, Sector 16, Rohini (011-27574521), or branches at Rajpur Road, Mangolpuri and Nand Nagri

Run by

Delhi SC/ST/OBC/Minorities and Handicapped Financial and Development Corporation (DSFDC), Government of NCT of Delhi

Checked 7 October 2026 against Dilli Swarojgar Yojna details, Loan Schemes and Application Forms · Official page to apply

Also called Pink e-auto Delhi, DURGA e-auto yojana, women auto permit Delhi

Permit to own and drive a pink electric auto; 1,170 permits for women in the first phase, up to 90 per revenue district

Women and transgender persons can become owner-drivers of pink electric autos. The first phase has 1,300 autos, of which 1,170 are for women.

Status

Checked 7 October 2026: approved by the Delhi Cabinet on 23 September 2026; the application portal had not opened yet.

Who can apply

• Women and transgender persons in Delhi
• Full rules (age, licence, income) to be notified when applications open

How to apply

1. Wait for the Transport Department to open the online portal
2. Keep a driving licence and Delhi address proof ready

In person: Transport Department, Government of NCT of Delhi

Run by

Transport Department, Government of NCT of Delhi

News reports mention ages 20 to 40, an LMV licence with PSV badge, family income under ₹5 lakh and a ₹50,000 purchase incentive, but I did not find these on an official page yet.

Checked 7 October 2026 against Delhi Cabinet approves DURGA scheme; 1,300 Pink e-autos to be allotted to women, transgenders, Delhi Budget Analysis 2026-27 (DURGA scheme announced)

Also called Mudra loan, PM Mudra, Shishu Kishor Tarun loan, Tarun Plus

Business loan without collateral up to ₹20 lakh: Shishu up to ₹50,000, Kishor ₹50,000 to ₹5 lakh, Tarun ₹5 lakh to ₹10 lakh, Tarun Plus ₹10 lakh to ₹20 lakh

A loan from a bank or other lender to start or grow a small non-farm business, with no property needed as security. It is open to men and women; about 60% of Mudra loan accounts in 2024-25 belonged to women.

Status

Running in 2026: PIB reported loans disbursed to 27 March 2026 and the scheme completed 11 years on 8 April 2026. Checked 1 Oct 2026.

Who can apply

• Non-corporate, non-farm micro and small enterprises in manufacturing, trading, services and activities allied to agriculture
• Shishu loans are open to new entrepreneurs with no credit history or collateral
• Tarun Plus (₹10 lakh to ₹20 lakh) is only for borrowers who took and fully repaid a Tarun loan

How to apply

1. Go to any bank branch, small finance bank, NBFC or microfinance lender, or apply online on the JanSamarth portal
2. Ask for a loan under PMMY and choose the category that fits the amount
3. Never pay an agent or a 'processing fee' to anyone outside the lender: MUDRA Ltd does not give loans directly

In person: Any bank branch or registered NBFC / microfinance lender

Run by

Department of Financial Services, Ministry of Finance (through banks, NBFCs and MFIs; MUDRA Ltd refinances)

MUDRA Ltd itself never lends to individuals. PIB Fact Check has flagged fake 'Mudra loan approval letters' asking for fees almost every month from 2024 to September 2026. The loan must be repaid with the bank's normal interest; there is no subsidy.

Checked 1 October 2026 against 11 Years of Pradhan Mantri MUDRA Yojana (8 Apr 2026), PMMY loan limit raised to ₹20 lakh (Tarun Plus), PIB Fact Check: fake website onlinemudraindia.co.in (19 Mar 2026), Mudra FAQ · Official page to apply

Also called PMEGP loan, KVIC loan subsidy, margin money subsidy

Subsidy of 25% to 35% of the project cost on a bank loan for a new unit (women: 35% in villages, 25% in towns); project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (service)

Helps a person start a new small factory or service unit outside farming. The bank gives the loan and the government pays part of the project cost as a one-time subsidy. Women count as a special category, so they get the higher subsidy and put in only 5% of their own money.

Status

Portal open and scheme active in 2026 (PIB, 12 Mar 2026). Its last Cabinet approval ran to 2025-26; a formal 2026-27 extension notice was not found. Checked 1 Oct 2026.

Who can apply

• Any individual above 18 years of age
• No income ceiling
• At least VIII standard pass for projects above ₹10 lakh in manufacturing or above ₹5 lakh in business/service
• Only one person per family (self, spouse, unmarried children)
• Existing units, and units that already took a government subsidy under another scheme, are not eligible
• Projects without capital expenditure are not eligible

Documents

• Aadhaar

How to apply

1. Apply online on the PMEGP portal (New Application)
2. Pick KVIC, KVIB or DIC as the agency and choose a bank
3. Complete the short EDP training (not needed for projects up to ₹2 lakh)
4. The bank sanctions the loan and the subsidy is routed through the bank

In person: District Industries Centre (DIC) or KVIC / KVIB office

Run by

Ministry of MSME (KVIC, State KVIBs and District Industries Centres)

It is a subsidy on a bank loan, not a grant: you must get a bank loan and put in 5% (special category) or 10% (general) yourself.

Checked 1 October 2026 against PMEGP FAQ (eligibility), Prime Minister's Employment Generation Programme (subsidy rates, women as special category), Initiatives to strengthen rural and semi-urban MSMEs (12 Mar 2026), Continuation of PMEGP 2021-22 to 2025-26 · Official page to apply

Also called SVANidhi loan, street vendor loan, rehri patri loan

Working-capital loans without collateral: up to ₹15,000, then ₹25,000, then ₹50,000; 7% interest subsidy on timely repayment; digital cashback; UPI-linked RuPay credit card after repaying the second loan

Small loans for street vendors in towns and cities to run or grow their stall, with interest help if they repay on time. Coverage is being widened to census towns and peri-urban areas.

Status

Restructured by Cabinet on 27 Aug 2025; lending period extended to 31 Mar 2030 (PIB, 20 Dec 2025). Checked 1 Oct 2026.

Who can apply

• Street vendors identified by the urban local body (municipality)

How to apply

1. Apply on the PM SVANidhi portal, or ask the municipality or your bank for help
2. Repay on time to get the interest subsidy and the next, bigger loan

In person: Municipal office (Urban Local Body) or bank branch

Run by

Ministry of Housing and Urban Affairs with Department of Financial Services

Checked 1 October 2026 against PM SVANidhi backgrounder (20 Dec 2025), Key Interventions for Women's Economic Advancement (6 Mar 2026) · Official page to apply