Government schemes for women in Uttarakhand, from Ekal Mahila to the widow pension

Also called Vidhwa Pension Yojana, Destitute widow pension, Nirashrit mahila pension

₹1,500 a month

A monthly pension for a widow aged 18 to 60 whose family has a low income or a BPL card. It goes straight to her bank account.

Status

Paying in 2026; the department's portal lists 232,630 widow pensioners for 2026-27 and applications can be made online all year (checked 11 October 2026).

Who can apply

• Widow aged 18 years or more (the department FAQ says 18 to 60)
• Monthly income from all sources not above ₹4,000, or a BPL card
• Selected at an open meeting of the Gram Sabha or ward (councillor) meeting
• A widow is not denied the pension because a grown son or grandson lives below the poverty line (department FAQ)

Documents

• Income certificate showing up to ₹4,000 a month from all sources (issued online), or a copy of the BPL card
• Family register from the village development officer (rural) or ration card copy (urban)
• Copy of the husband's death certificate
• Copy of the Gram Panchayat or councillor meeting proposal approving the applicant
• Photo certified by the Pradhan, village development officer, ward member or councillor
• Bank passbook copy (CBS account)
• Aadhaar card copy

How to apply

1. Get the income certificate and the Gram Sabha or ward meeting approval.
2. Open the department's Social Security Portal and fill the widow pension form.
3. Upload the documents listed above.
4. Keep the acknowledgement; you can also apply through a Common Service Centre.

In person: Common Service Centre, or the District Social Welfare Officer in your district

Run by

Social Welfare Department, Government of Uttarakhand

The department says the pension is paid every quarter (June, September, December, March), while news reports show monthly transfers; ask your district office which applies to you. A website claiming the rate is now ₹1,875 and the income limit ₹6,000 is not supported by the department's own pages.

Checked 11 October 2026 against Widow Pension (eligibility, documents), FAQ: pension amounts and eligibility (widow ₹1,500), Social Security Portal home (2026-27 pensioner counts) · Official page to apply

Also called Parityakta Pension Yojana, Deserted women pension, Nirashrit mahila pension

A monthly pension; the department's scheme page does not state the rate (a March 2023 district page gave ₹1,200)

A monthly pension for a woman whose husband has deserted her or is missing, for an unmarried destitute woman aged 40 to 60, or for the spouse of a mentally ill person, when the family income is low.

Status

Paying in 2026; the department's portal lists 8,143 deserted-women pensioners for 2026-27 and online applications are open (checked 11 October 2026).

Who can apply

• Deserted or destitute woman, or the spouse of a mentally ill person
• Age above 18 and below 60 years
• Deserted wife: husband missing or has abandoned her for more than one year
• Unmarried destitute women: age 40 to 60
• Monthly income from all sources not above ₹4,000, or a BPL card

Documents

• Self-declaration that one year has passed since marriage, certified by the village head or ward member (deserted married women)
• Government hospital medical certificate of mental illness and inability to earn (spouse of mentally ill person)
• Self-declaration certified by the village head or ward member (unmarried destitute women aged 40 to 60)
• Income certificate up to ₹4,000 a month from all sources, or BPL card copy
• Certified photo
• School certificate or family register for age proof
• Bank passbook copy (CBS account)
• Aadhaar card copy

How to apply

1. Get the self-declaration certified and the income certificate issued.
2. Open the department's Social Security Portal and fill the Parityakta pension form.
3. Upload the documents and submit; you can also apply through a Common Service Centre.

In person: Common Service Centre, or the District Social Welfare Officer in your district

Run by

Social Welfare Department, Government of Uttarakhand

The monthly rate is not printed on the department's scheme page, so ask the district social welfare office for today's rate before you count on a figure. The ₹1,200 figure comes from a district page last updated in March 2023, before the widow and old age rates went to ₹1,500.

Checked 11 October 2026 against Parityakta pension (eligibility, documents), Social Security Portal home (2026-27 pensioner counts), Social Welfare, Rudraprayag district (rates, updated 25 March 2023) · Official page to apply

Also called Sewayojan registration, Rojgar Prayag, X-10 registration card

Job registration card, job matching and notifications on the Rojgar Prayag portal; no cash allowance

Register as a job seeker so the employment office can match you with government and private vacancies and outsourced jobs. There is no unemployment allowance attached.

Status

Registration is open all year online, at a Common Service Centre or at an Employment Exchange (checked 11 October 2026).

Who can apply

• Job seekers with an Uttarakhand domicile certificate
• Registration card (X-10) is issued after the Employment Office verifies the form

Documents

• Uttarakhand domicile certificate
• Local ID
• Caste certificate if SC, ST or OBC
• Birth certificate or high school certificate
• Highest education mark sheet
• Professional or technical mark sheet if any

How to apply

1. Open the e-Services portal and create a login with your mobile number.
2. Choose Employment Exchange registration and fill the form.
3. Submit and keep the acknowledgement card.
4. After the Employment Office verifies it, download or print the registration card (X-10).

In person: Nearest district Employment Exchange or any Common Service Centre

Run by

Directorate of Training and Employment, Skill Development and Employment Department

This gives job help, not money. The department's pages list no unemployment allowance. Age and education limits are not stated on the pages I opened.

Checked 11 October 2026 against Candidate Corner: how to register, Directorate of Training and Employment home, Contact us · Official page to apply

Also called PM Internship Yojana, PMIS 9000 stipend, pminternship

₹9,000 a month (minimum, subject to attendance) plus a one-time joining grant of ₹6,000

A paid internship in a large company for young people aged 18 to 25 who are not in a full-time job. Since April 2026 final-year undergraduate and postgraduate students can also apply with a college NOC.

Status

Round 3 of the pilot is running in 2026 with companies posting internships on an ongoing basis (PIB, 22 Apr and 21 May 2026). Checked 1 Oct 2026.

Who can apply

• Indian youth aged 18 to 25 years
• Not in full-time employment
• Final-year UG and PG students may apply with a No Objection Certificate from their institution
• Applicants must meet the other existing eligibility criteria of the scheme

Documents

• Aadhaar
• Aadhaar-linked bank account
• College NOC (final-year students only)

How to apply

1. Register on the PMIS portal or app with Aadhaar
2. Fill your profile and pick internships
3. Accept an offer if selected

In person: Helpline 1800 11 6090

Run by

Ministry of Corporate Affairs

Still a pilot. The 2024 pilot rules excluded anyone whose family member earned over ₹8 lakh a year, had a government job, or who held degrees such as CA, MBA, MBBS or from IITs and IIMs; check the current rules on the portal.

Checked 1 October 2026 against MCA expands eligibility of PMIS to final-year students (22 Apr 2026), PMIS: MY Bharat awareness campaign, ₹9,000 plus ₹6,000 joining grant (21 May 2026), A Pathway to Professional Growth: PM's Internship Scheme (pilot rules, Oct 2024) · Official page to apply

Also called NCS job portal, Jobs for Women, employment exchange online, ncs.gov.in

Free job search, job fairs, career counselling and a 'Jobs for Women' section

The government's free job portal for private and government jobs, job fairs and career guidance. It has a 'Jobs for Women' link on the home page and connects to e-Shram and Skill India.

Status

Running in 2026; over 6.02 crore jobseekers and 8.17 crore vacancies as of 20 Nov 2025 (PIB, 4 Dec 2025). Checked 1 Oct 2026.

Who can apply

• Any jobseeker in India

How to apply

1. Open ncs.gov.in and sign up as a Jobseeker
2. Complete your profile and open 'Jobs for Women' or search jobs
3. e-Shram card holders can register using their UAN

In person: District Employment Exchange / Model Career Centre

Run by

Ministry of Labour and Employment (Directorate General of Employment)

NCS never charges a fee at any stage. Anyone asking for money in NCS's name is a fraud. Many listings are low-paid, so check the employer.

Checked 1 October 2026 against National Career Service home page ('Jobs for Women', 'NCS services are free of cost'), Over 6 crore jobseekers registered on NCS (4 Dec 2025) · Official page to apply

Also called eShram, e Shram card, shramik card, UAN card

Free e-Shram card with a Universal Account Number (UAN) that links you to 14 central welfare schemes, NCS jobs, Skill India and the PM-SYM pension (₹3,000 a month from age 60 if you join between 18 and 40)

A free ID card for informal workers such as domestic workers, home-based workers, farm labourers and vendors. It does not pay money by itself, but makes it easier to reach insurance, pension, housing and job schemes.

Status

Registration open and free; over 31.48 crore workers registered by 26 Jan 2026 (PIB, 2 Feb 2026). Checked 1 Oct 2026.

Who can apply

• Unorganised workers aged 16 to 59: home-based, self-employed or wage workers in the unorganised sector
• Not a member of EPFO or ESIC

Documents

• Aadhaar number
• Aadhaar-linked mobile number (or biometric at a CSC)

How to apply

1. Self-register on eshram.gov.in or the e-Shram app with Aadhaar and OTP
2. Or go to a Common Service Centre (it must not charge you)
3. Download the card and use the One-Stop-Solution page to see linked schemes

In person: Common Service Centre (CSC) or State Sewa Kendra

Run by

Ministry of Labour and Employment

The card has no cash benefit of its own; messages promising money 'on your e-Shram card' are not from the government. Registration is totally free.

Checked 1 October 2026 against e-SHRAM cards for unorganised workers (2 Feb 2026), e-Shram FAQs (age 16 to 59, free registration), Benefits under e-Shram card (PM-SYM pension) · Official page to apply

Also called USDM free training, Kaushal Vikas Mission Uttarakhand

3 to 6 months of free skill training

Free short-term training for people who have no skill or a basic skill, and for school dropouts. It is open to women and men.

Status

The department page describes the mission as running now; no closing date is shown (checked 11 October 2026).

Who can apply

• Unskilled and semi-skilled people of Uttarakhand
• School dropouts

Documents

• Ask the training centre; the mission page does not list documents

How to apply

1. Read the mission page and check the Contact Us page for the nearest training centre.
2. Ask the centre which courses have seats and what papers they need.

In person: Skill Development and Employment Department office or training centre in your district

Run by

Uttarakhand Skill Development Committee, Dehradun (Skill Development and Employment Department)

The page gives no age limit, no list of courses and no women-only seats. Ask before you travel to a centre.

Checked 11 October 2026 against Skill Development Mission · Official page to apply

Also called Ekal Mahila Swarozgar Yojana, Single Women Self-Employment Scheme, Ek Sashakt Mahila Udyami Yojana

Help with a self-employment project of up to ₹2 lakh: 75% is a grant (up to ₹1.5 lakh) and the woman puts in 25%

A start-up grant for single women who are alone and in need, so they can start a small business near their home. The state aims to help at least 2,000 women in the first phase.

Status

Runs in yearly rounds: the 2026-27 round took applications by registered post to the district office until 5 pm on 14 August 2026 and is now closed; watch wecd.uk.gov.in for the next call (checked 11 October 2026).

Who can apply

• Single, destitute women who are original or permanent residents of Uttarakhand: widows, deserted women, divorced or unmarried destitute women, transgender persons, and survivors of crime or acid attacks
• Single women with unmarried or minor children are also eligible
• Age 21 to 50 years
• Single women with a disability are named as eligible in the March 2025 announcement
• Applications are screened by a district committee chaired by the Chief Development Officer, then by a state committee

Documents

• Application form and guidelines from wecd.uk.gov.in or the district office (the exact document list is in the guidelines and was not verified here)

How to apply

1. Download the guidelines and application form from the department website, or ask at the district office.
2. Fill in the form with your business plan.
3. Send it by registered post to the District Programme Officer (Women Empowerment and Child Development) before the last date in the notice.
4. A district committee and then a state committee screen the applications.

In person: District Programme Officer office or Child Development Project Officer office in your district

Run by

Women Empowerment and Child Development Department (Uttarakhand Women and Child Development Committee)

Applications are only accepted by registered post in the 2026-27 notice, not online. Selection is first come, first served within a limited target, so a late or incomplete application can be rejected. Websites that list a 72,000 rupee income limit or a 31 July 2025 last date are not from the department; the official 2026 notice does not state an income limit.

Checked 11 October 2026 against Notice: Mukhyamantri Ekal Mahila Swarojgar Yojana, 3 July 2026 (last date 14 August 2026), Mukhyamantri Ekal Mahila Swarojgar Yojana soon to start (age 21 to 50, 75% grant, 2,000 women), Uttarakhand approves Mukhyamantri Ekal Mahila Swarozgar Yojana, 4 March 2025, Women Empowerment and Child Development Department · Official page to apply

Also called USRLM, Aajeevika SHG, Lakhpati Didi Uttarakhand, Swayam Sahayata Samuh

Revolving fund and community investment fund through the SHG, training, bank linkage and marketing help; the per-group amounts are not on the mission page

Rural women join a self-help group (SHG) and the group gets money, training and market links through the mission. The state mission runs the national DAY-NRLM programme in Uttarakhand.

Status

The mission is working in 2026; ask your block office about joining a group (checked 11 October 2026).

Who can apply

• Rural women of poor households who join or form a self-help group
• Group selection rules are in the mission's SHG module

Documents

• Ask the block office or SHG; the mission page does not list documents

How to apply

1. Ask your Gram Panchayat or block office for the nearest SHG or village organisation.
2. Join an existing group or form one with other women of your village.
3. The group then links to the mission for training and funds.

In person: Block office or the mission office: Aajeevika Bhawan, Tapowan Road, Raipur, Dehradun, phone 0135-2786789

Run by

Uttarakhand State Rural Livelihood Mission, Rural Development Department

The mission site lists only statewide totals (for example ₹8,589.42 lakh of revolving fund to 57,859 SHGs and ₹31,205.83 lakh of community investment fund to 44,909 SHGs), not what one group receives. The Chief Minister's portal says SHGs get interest-free loans of up to ₹5 lakh, but I did not find that rule on the mission pages, so ask the block office. Lakhpati Didi means a woman whose household earns at least ₹1 lakh a year through SHG work; it is a national target, not a payment.

Checked 11 October 2026 against Uttarakhand State Rural Livelihood Mission home, Seva, Sushasan aur Vikas ke 3 saal (women, SHG, Lakhpati Didi), CM Dhami felicitates Lakhpati Didis at Udyamshala Chaupal 2026 (status only) · Official page to apply

Also called MSY 2.0, CM Self-Employment Scheme, Swarozgar Yojana Uttarakhand

Bank loan to start a business, with a margin money subsidy of 15% to 30% of project cost plus up to 5% extra in booster cases

A loan-and-subsidy scheme for permanent residents who want to start a manufacturing, service or trade business. Women can apply, but the scheme has no separate women's share on the pages I opened.

Status

The portal lists MSY 2.0 as an active scheme; the older MSY, Solar and Nano schemes are listed as inactive (checked 11 October 2026).

Who can apply

• Permanent residents of Uttarakhand
• Returning migrants, young entrepreneurs, artisans, handicraft workers and educated unemployed people are the named groups
• Project cost up to ₹25 lakh for manufacturing and up to ₹10 lakh for service and trade (as reported by the state in December 2025)

Documents

• Ask the helpdesk or District Industries Centre; the portal home page does not list documents

How to apply

1. Open the portal and use the View Scheme link for MSY 2.0.
2. Follow the application steps on the scheme page; a bank then decides on the loan.
3. Call the helpdesk (10 am to 5 pm) if stuck.

In person: District Industries Centre in your district; helpdesk 7617576909

Run by

Directorate of Industries, Government of Uttarakhand

There is no women-only quota or extra subsidy on the pages I could open. The state release of 17 December 2025 describes the 15 to 25% subsidy and the rise of the cap to 30%; check the portal scheme page for the latest limits.

Checked 11 October 2026 against Mukhyamantri Swarojgar Yojana 2.0 portal, Swarojgar ke madhyam se aatmnirbhar Uttarakhand (17 December 2025) · Official page to apply

Also called Mudra loan, PM Mudra, Shishu Kishor Tarun loan, Tarun Plus

Business loan without collateral up to ₹20 lakh: Shishu up to ₹50,000, Kishor ₹50,000 to ₹5 lakh, Tarun ₹5 lakh to ₹10 lakh, Tarun Plus ₹10 lakh to ₹20 lakh

A loan from a bank or other lender to start or grow a small non-farm business, with no property needed as security. It is open to men and women; about 60% of Mudra loan accounts in 2024-25 belonged to women.

Status

Running in 2026: PIB reported loans disbursed to 27 March 2026 and the scheme completed 11 years on 8 April 2026. Checked 1 Oct 2026.

Who can apply

• Non-corporate, non-farm micro and small enterprises in manufacturing, trading, services and activities allied to agriculture
• Shishu loans are open to new entrepreneurs with no credit history or collateral
• Tarun Plus (₹10 lakh to ₹20 lakh) is only for borrowers who took and fully repaid a Tarun loan

How to apply

1. Go to any bank branch, small finance bank, NBFC or microfinance lender, or apply online on the JanSamarth portal
2. Ask for a loan under PMMY and choose the category that fits the amount
3. Never pay an agent or a 'processing fee' to anyone outside the lender: MUDRA Ltd does not give loans directly

In person: Any bank branch or registered NBFC / microfinance lender

Run by

Department of Financial Services, Ministry of Finance (through banks, NBFCs and MFIs; MUDRA Ltd refinances)

MUDRA Ltd itself never lends to individuals. PIB Fact Check has flagged fake 'Mudra loan approval letters' asking for fees almost every month from 2024 to September 2026. The loan must be repaid with the bank's normal interest; there is no subsidy.

Checked 1 October 2026 against 11 Years of Pradhan Mantri MUDRA Yojana (8 Apr 2026), PMMY loan limit raised to ₹20 lakh (Tarun Plus), PIB Fact Check: fake website onlinemudraindia.co.in (19 Mar 2026), Mudra FAQ · Official page to apply

Also called PMEGP loan, KVIC loan subsidy, margin money subsidy

Subsidy of 25% to 35% of the project cost on a bank loan for a new unit (women: 35% in villages, 25% in towns); project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (service)

Helps a person start a new small factory or service unit outside farming. The bank gives the loan and the government pays part of the project cost as a one-time subsidy. Women count as a special category, so they get the higher subsidy and put in only 5% of their own money.

Status

Portal open and scheme active in 2026 (PIB, 12 Mar 2026). Its last Cabinet approval ran to 2025-26; a formal 2026-27 extension notice was not found. Checked 1 Oct 2026.

Who can apply

• Any individual above 18 years of age
• No income ceiling
• At least VIII standard pass for projects above ₹10 lakh in manufacturing or above ₹5 lakh in business/service
• Only one person per family (self, spouse, unmarried children)
• Existing units, and units that already took a government subsidy under another scheme, are not eligible
• Projects without capital expenditure are not eligible

Documents

• Aadhaar

How to apply

1. Apply online on the PMEGP portal (New Application)
2. Pick KVIC, KVIB or DIC as the agency and choose a bank
3. Complete the short EDP training (not needed for projects up to ₹2 lakh)
4. The bank sanctions the loan and the subsidy is routed through the bank

In person: District Industries Centre (DIC) or KVIC / KVIB office

Run by

Ministry of MSME (KVIC, State KVIBs and District Industries Centres)

It is a subsidy on a bank loan, not a grant: you must get a bank loan and put in 5% (special category) or 10% (general) yourself.

Checked 1 October 2026 against PMEGP FAQ (eligibility), Prime Minister's Employment Generation Programme (subsidy rates, women as special category), Initiatives to strengthen rural and semi-urban MSMEs (12 Mar 2026), Continuation of PMEGP 2021-22 to 2025-26 · Official page to apply

Also called Lakhpati Didi Yojana, Aajeevika, NRLM SHG loan, self help group

Through your self-help group: a Revolving Fund of about ₹20,000 to ₹30,000 per group, up to ₹2.5 lakh per group from the Community Investment Fund, bank loans with interest subvention (loans up to ₹3 lakh at 7%), a ₹5,000 Jan-Dhan overdraft, and free livelihood and enterprise training

Rural women join a self-help group (SHG) of neighbours, save together and get group funds, cheap bank loans and training to build a business or farm income. A 'Lakhpati Didi' is an SHG member whose household earns over ₹1 lakh a year.

Status

Active in 2026: over 3 crore Lakhpati Didis reached; target doubled to 6 crore by March 2029 (PIB, 13 Feb 2026). Checked 1 Oct 2026.

Who can apply

• Rural women who join a DAY-NRLM self-help group
• To be picked as a potential Lakhpati Didi: SHG member for at least two years, has used the Community Investment Fund, and runs at least two livelihood activities

How to apply

1. Ask the village SHG, Village Organisation or Community Resource Person to join a group
2. Save regularly in the group and keep records
3. Ask the block mission office about training and loans for your activity

In person: Block office of the State Rural Livelihoods Mission, or the Gram Panchayat

Run by

Ministry of Rural Development

There is no direct cash payment to become a Lakhpati Didi. Money comes as group funds and loans that must be repaid. Interest subvention rates vary by district.

Checked 1 October 2026 against How do I become a Lakhpati Didi, Financial Assistance, Doubling of target of Lakhpati Didis to 6 crore (13 Feb 2026), National Campaign on Entrepreneurship: EDP training for 50 lakh SHG members (14 Jan 2026) · Official page to apply