Government schemes for women in Nagaland, from CMMFI loans to paid stitching work

Also called Welfare of Destitute Women, destitute women allowance Nagaland

₹200 a month (₹2,400 a year)

A small monthly payment to widowed, unmarried or abandoned women aged 35 to 60. It is paid by direct transfer to a bank account.

Status

Department page updated 20 Aug 2026 still lists it; no application window or form is published online, so ask the Directorate (checked 14 Oct 2026).

Who can apply

• Destitute women who are widowed, unmarried or abandoned
• Aged between 35 and 60 years

Documents

• Bank account (payments go by direct transfer)

How to apply

1. Ask the Directorate of Women Resource Development how to apply and which papers it needs
2. Have a bank account ready for direct transfer

In person: Directorate of Women Resource Development, near Nagaland University, Meriema, Kohima 797001

Run by

Directorate of Women Resource Development, Government of Nagaland

The amount is only ₹200 a month and the page names about 4,165 beneficiaries, so it is small and limited. The department does not publish a form, income limit or document list. The central widow pension (IGNWPS) is separate and not covered here.

Checked 14 October 2026 against Financial Assistance To Destitute Women, Gender Budget Statement 2026-27 · Official page to apply

Also called Myki Nagaland, Apparels and Accessories Production Programme

Paid work making Naga-themed garments, bags and accessories, paid per item produced

Skilled unemployed women are engaged to make apparel and accessories sold under the Myki brand in stores at Kohima and Dimapur. Short skill upgrading courses are given in batches.

Status

Department page says activity continues in 2026-27 and more skilled unemployed women were added in 2025-26 (page updated 20 Aug 2026).

Who can apply

• Skilled unemployed women

How to apply

1. Contact the Directorate of Women Resource Development about the next intake

In person: Directorate of Women Resource Development, Meriema, Kohima

Run by

Directorate of Women Resource Development, Government of Nagaland

Pay rates and number of places are not published. Work is paid per item, so it is not a fixed salary.

Checked 14 October 2026 against Myki Activities, Transformative Livelihood Intervention (TLI) Project · Official page to apply

Also called Nagaland employment exchange, job seeker registration Nagaland

Job seeker registration and job assistance; no allowance is paid

Register at a district employment exchange to be considered for jobs and career help. There is 1 regional exchange, 7 district exchanges and 2 rural bureaus. There is no unemployment allowance.

Status

Exchanges are working in 2026 (department site updated 6 Aug 2026); the 2026-27 budget plans to turn them into an interactive platform (checked 14 Oct 2026).

Who can apply

• Job seekers

How to apply

1. Visit your district employment exchange
2. Ask what papers it needs for registration

In person: Regional Employment Exchange, Kohima, or your district exchange

Run by

Directorate of Employment, Skill Development & Entrepreneurship, Government of Nagaland

The department page still carries older figures (about 72,751 job seekers on the live register), so treat counts as dated. I could not confirm an online registration page.

Checked 14 October 2026 against Employment Exchange, Nagaland Budget Analysis 2026-27 · Official page to apply

Also called pink taxi Nagaland, women taxi drivers Nagaland

About 50 pink taxis in a pilot, with women as drivers

The State plans about 50 pink taxis in three districts and says women drivers will get a chance to run taxi services across the State.

Status

Announced in the 26 March 2026 budget as a pilot; no start date or application found by 14 Oct 2026.

Who can apply

• Women drivers (rules not yet published)

How to apply

1. Wait for the official notice

In person: Not yet published

Run by

Government of Nagaland (announced in Budget 2026-27)

News reports name Mokokchung, Chumoukedima and Kohima and link the plan to skill training and CMMFI loans; the PRS summary says only three districts.

Checked 14 October 2026 against Nagaland Budget Analysis 2026-27, Rs 62 crore boost for youth, women and economy in Nagaland Budget

Also called Skill Mission Nagaland, NSEDM

Government sponsored short skill courses with placement or self-employment support; residential courses include accommodation and meals

Short courses of 1 to 3 months in trades such as graphic design, web development, accountancy, GST and data analytics. Open to women and men who are indigenous inhabitants of Nagaland.

Status

Training adverts are issued in phases; the latest I found is dated 23 May 2026 and some batches have started, so check which batch is open (checked 14 Oct 2026).

Who can apply

• Indigenous inhabitants of Nagaland
• Class 10 or Class 12 pass depending on the course
• Some courses (welder, solar installer in Guwahati) are for ages 18 to 30
• Selection follows a screening

Documents

• Class 10 or 12 certificate
• Proof of being an indigenous inhabitant
• Registration amount of ₹1,000 for some courses, refunded after completing the training

How to apply

1. Open the NSEDM portal and register
2. Read the latest advertisement for course, place and eligibility
3. Apply for the course and pass the screening
4. Pay the ₹1,000 registration where asked; it is refunded on completion

In person: NSEDM Project Management Unit, 1st Floor, Capital Convention Centre, Kohima 797001; phone +91 69094 65902

Run by

Investment & Development Authority of Nagaland (IDAN), Government of Nagaland

The mission is for all youth, not only women. Seats are limited and training is meant for self-employment and placement, not a stipend.

Checked 14 October 2026 against NSEDM Skill Training Advertisement, 23 May 2026, NSEDM portal · Official page to apply

Also called women tailoring training Nagaland, DWRD skill training

Skill training; the best trainees get machines and equipment to start self-employment

Training in cutting and tailoring, knitting, baking and confectionery, hairstyling and soft skills at Kohima, and cutting and tailoring and knitting at Dimapur. Top trainees get machinery or equipment.

Status

Department page updated 20 Aug 2026 says the centres offer training now; batch dates are not published online (checked 14 Oct 2026).

Who can apply

• Run by the women's development department
• Eligibility and age are not published on the page

How to apply

1. Contact the Directorate or the centre for the next batch and what to bring

In person: Centres at Bayavu, Kohima and Purana Bazaar, Dimapur

Run by

Directorate of Women Resource Development, Government of Nagaland

No fee, age limit or batch calendar is published, so call the centre before travelling.

Checked 14 October 2026 against Multi Training Centre (MTC), Kohima & Dimapur · Official page to apply

Also called CM Micro Finance Initiative, CMMFI 2.0, Nagaland credit portal loan

Bank loan with a back-ended State subsidy of 30% of project cost; no collateral up to ₹10 lakh for micro and small enterprises; 6 months moratorium with interest paid by the State

A State scheme that makes bank loans cheaper for individuals, self-help groups and farmer producer organisations. The State pays 30% of the project cost as subsidy through the bank. It is for everyone, not only women.

Status

Credit portal live and taking registrations on 14 Oct 2026; applications go through banks.

Who can apply

• Individual farmers and entrepreneurs, self-help groups, and farmer producer organisations
• Not a bank defaulter
• Not a serving government employee
• Land (own or on lease) for land-based activity; a village council certificate is accepted where land is not surveyed
• Self-help groups must follow the five basic rules: regular meetings, savings, inter-loaning, timely repayment and up-to-date books

Documents

• Detailed project report
• Proof of address
• Aadhaar
• PAN (can be submitted later)
• 3 passport photos
• Bank account details
• Business licence in towns or village council NOC in rural areas
• Udyam registration for MSME projects
• Land holding certificate for piggery and other livestock loans

How to apply

1. Register on the Nagaland credit portal
2. Generate a project report on the portal
3. Check eligibility and apply for the loan
4. The bank decides the loan and pays out loan plus subsidy

In person: Any participating bank branch, or the CMMFI facilitation cell (helpline 1800-345-8924)

Run by

Finance Department, Government of Nagaland

This is a bank loan, not a grant. You put in at least 10% of the project cost, the bank finances up to 60%, and the subsidy is paid back-ended through the bank. Loans run 5 years (7 or more at the bank's choice) and cannot be closed early in the first 2 years.

Checked 14 October 2026 against CMMFI 2.0 booklet, Credit Portal of Nagaland · Official page to apply

Also called NSRLM, Lakhpati Didi Nagaland, SHG Nagaland

Membership of a self-help group with training and bank credit linkage; extra State interest support of 4% under CMMFI for NSRLM SHG credit

The mission brings rural households into self-help groups and helps them with savings, bank loans and livelihoods. It works in 1,260 villages across 76 rural blocks.

Status

Mission site on 14 Oct 2026 shows it working in 17 districts; households join groups through village teams, with no application deadline.

Who can apply

• Rural households in mission villages
• Groups are joined through the village and block teams

How to apply

1. Ask your village council, block office or an existing SHG how to join
2. For group loans see the CMMFI record

In person: NSRLM, Directorate of Rural Development, New Secretariat Road, Kohima 797001; phone 0370-2270141

Run by

Nagaland State Rural Livelihoods Mission, Department of Rural Development

The mission site reports 120,473 rural households in 15,587 groups. The Lakhpati Didi drive is part of the central mission; I found no official State figures, so none are given.

Checked 14 October 2026 against NSRLM home page, CMMFI 2.0 booklet · Official page to apply

Also called Startup Nagaland, women startup incentive Nagaland

25% of start-up funds set aside for women-led start-ups; State GST refund up to ₹1.5 lakh a year for 3 years plus 30% more for up to 2 extra years; patent cost refund up to ₹1.5 lakh

Start-ups registered with the State can get cash refunds and grants. Women-led start-ups get a reserved share of funds and larger refunds.

Status

The Startup India 2026 state report lists the incentives as in force; I could not open the State start-up portal, so confirm with the department (checked 14 Oct 2026).

Who can apply

• Start-up registered with the Government of Nagaland
• Women-led for the special incentives

Documents

• State start-up registration

How to apply

1. Register the start-up with the State
2. Ask the Department of Industries & Commerce how to claim each incentive

In person: Department of Industries & Commerce, Kohima

Run by

Department of Industries & Commerce, Government of Nagaland

Other incentives for all start-ups include a one-time seed grant of up to ₹1 lakh and a 50% marketing refund up to ₹2 lakh. The State portal did not load for me, so the application route is unconfirmed.

Checked 14 October 2026 against Startup Ecosystem Ranking 2026, Nagaland State Report · Official page to apply

Also called women nano entrepreneurs seed fund Nagaland

Early-stage financial support for about 1,000 women running very small businesses; ₹2 crore fund

A new fund to give early-stage money to around 1,000 women entrepreneurs with nano enterprises. How much each woman gets is not published.

Status

Announced in the 26 March 2026 budget with ₹2 crore set aside; no rules or application date found by 14 Oct 2026.

Who can apply

• Women leading nano enterprises (exact rules not yet published)

How to apply

1. Wait for the official notice; the women's department says funds will be made available for women in nano entrepreneurship in 2026-27

In person: Directorate of Women Resource Development, Kohima

Run by

Civil Secretariat (Government of Nagaland)

A January 2026 news review found most 2025 budget promises had not moved past announcement, so do not count on this yet.

Checked 14 October 2026 against Gender Budget Statement 2026-27, Nagaland Budget Analysis 2026-27