Government schemes for women in Andhra Pradesh, what is real in 2026

Also called Stree Shakti, free bus AP women, APSRTC free bus, Free Bus Travel Scheme for Women, Sthree Shakti, zero fare ticket

Free travel with a zero fare ticket on five kinds of APSRTC buses: Pallevelugu, Ultra Pallevelugu, City Ordinary, Metro Express and Express

Girls, women and transgender persons who live in Andhra Pradesh ride free on ordinary and express APSRTC buses. You show a photo ID and the conductor gives a zero fare ticket.

Status

Running since 15 Aug 2025 and still running on 6 Oct 2026; APSRTC said on 6 Oct 2026 that free trips crossed 100 crore, about 24 lakh women a day.

Who can apply

• All girls, women and transgender citizens domiciled in Andhra Pradesh
• Must carry valid ID proof while travelling

Documents

• Valid photo ID proof showing you live in Andhra Pradesh (carry the original)

How to apply

1. No application is needed
2. Board a Pallevelugu, Ultra Pallevelugu, City Ordinary, Metro Express or Express bus
3. Show your photo ID to the conductor and take the zero fare ticket

In person: Any APSRTC bus conductor or depot

Run by

Transport, Roads and Buildings Department, run by APSRTC

It does not work on Non-stop, Interstate, Contract Carriage, Chartered or Package Tour buses, and news reports say AC and premium buses are also left out. Keep your ID with you, because the conductor can charge the full fare without it.

Checked 6 October 2026 against APSRTC Coverage: Stree Shakti Scheme (G.O.Ms.No.27, T,R&B (PTD.I) Dept, 11.08.2025), Budget Speech 2026-27 (14 Feb 2026), Gender Budget 2026-27, AP's Stree Shakti scheme crosses 100 crore free bus trips (PTI, 6 Oct 2026), Naidu to travel by bus today as Stree Shakti completes one year (14 Aug 2026) · Official page to apply

Also called NTR Bharosa pension widow, widow pension AP, vitantu pension, vithanthu pinchan, YSR Pension Kanuka widow (old name), spouse pension

₹4,000 a month

A monthly pension of ₹4,000 for poor widows aged 18 or more. It is for families with a white ration card (the below poverty line card) who get no other pension.

Status

Paying ₹4,000 on the 1st of every month in 2026; the last window for new applications ran 7 to 16 Sep 2026 and no new window was announced by 6 Oct 2026.

Who can apply

• Widow aged 18 years or above (as per the Marriage Act)
• From a below poverty line family holding a white ration card
• Local resident of the district
• Not covered under any other pension scheme
• Excluded: State, Central or PSU employees, government pensioners, income tax payers, owners of more than 2.5 acres wet or 5 acres dry land, outsourced or monthly salaried employees, car owners, freedom fighter pension holders

Documents

• Aadhaar card
• Rice card (white ration card) or income certificate
• Husband's death certificate
• Husband's Aadhaar number

How to apply

1. Wait for the government to open a new pension window (the last one was 7 to 16 Sep 2026)
2. Fill the new pension application form (download from sspensions.ap.gov.in or get it at the office)
3. Hand it in at your Swarna Grama or Swarna Wardu office with the documents and do eKYC; keep the acknowledgement
4. Staff visit your home to verify; the MPDO or Municipal Commissioner recommends and SERP sanctions
5. Collect the sanction order from the Welfare and Education Assistant or Ward Welfare Secretary

In person: Swarna Grama / Swarna Wardu office (village or ward secretariat)

Run by

Panchayat Raj and Rural Development Department, through SERP; applications at Swarna Grama and Swarna Wardu (village and ward secretariat) offices

Apply only during a window the government opens. Pension starts from the month SERP sanctions it, with no arrears from the date you applied. If your husband was already an NTR Bharosa pensioner, the government has been moving such widows to a spouse pension (news, June 2026); ask at the secretariat.

Checked 6 October 2026 against NTR Bharosa Pension Scheme home page (G.O.Ms.No.43, 13.06.2024 amounts), NTR Bharosa Pension Scheme: About, eligibility criteria, Memo No. 3407491/RD.I/A1/2026 (6 Sep 2026): new pension applications through Swarna Grama and Swarna Wardu, Application form for new pension, Gender Budget 2026-27, Andhra Pradesh to accept fresh NTR Bharosa pension applications from September 7 (6 Sep 2026), Rs 2,711.79 crore released for July NTR Bharosa pensions (28 Jun 2026)

Also called single women pension AP, ontari mahila pension, divorced women pension Andhra, unmarried women pension AP, deserted women pension

₹4,000 a month

A monthly pension of ₹4,000 for poor women who are separated, deserted, divorced or never married and have no family support. The family must hold a white ration card (below poverty line).

Status

Paying ₹4,000 a month in 2026; the last window for new applications ran 7 to 16 Sep 2026 and no new window was announced by 6 Oct 2026.

Who can apply

• Married women who are separated or deserted: above 35 years of age, separated for more than 1 year on the date of sanction
• Unmarried women with no support of the family: 30 years and above in rural areas, 35 years and above in urban areas
• From a below poverty line family holding a white ration card
• Local resident of the district and not covered under any other pension scheme

Documents

• Aadhaar card
• Rice card (white ration card) or income certificate
• If married: divorce decree from court or Adalat
• If unmarried: non marriage certificate from the Tahsildar

How to apply

1. Wait for a new pension window (the last one was 7 to 16 Sep 2026)
2. Fill the new pension form and hand it in at your Swarna Grama or Swarna Wardu office with documents; do eKYC
3. The Tahsildar verifies single women applications, then the MPDO or Municipal Commissioner recommends and SERP sanctions
4. Collect the sanction order from the secretariat

In person: Swarna Grama / Swarna Wardu office; verification by the Tahsildar

Run by

Panchayat Raj and Rural Development Department, through SERP; Tahsildar verifies; applications at Swarna Grama and Swarna Wardu offices

The 2026 document list asks married applicants for a court or Adalat divorce decree, so a woman who was simply deserted may find it hard to apply; ask the Tahsildar what proof they accept. Apply only during a window the government opens. Pension starts from the month SERP sanctions it, with no arrears from the date you applied.

Checked 6 October 2026 against NTR Bharosa Pension Scheme home page (G.O.Ms.No.43, 13.06.2024 amounts), NTR Bharosa Pension Scheme: About, eligibility criteria, Memo No. 3407491/RD.I/A1/2026 (6 Sep 2026): new pension applications through Swarna Grama and Swarna Wardu, Application form for new pension, Gender Budget 2026-27, Andhra Pradesh to accept fresh NTR Bharosa pension applications from September 7 (6 Sep 2026)

Also called employment exchange AP, employment card AP, job seeker registration Andhra, Model Career Centre, job mela AP

Free registration for job seekers, job fair (job mela) alerts and vocational guidance

Register once as a job seeker with your district employment exchange to get job mela alerts and placement help. It is free and open to anyone 14 or older.

Status

Online registration open all year; district Model Career Centres were holding job melas in October 2026 (checked 6 Oct 2026).

Who can apply

• Any citizen of India can register
• Register in the District Employment Exchange of your native district
• At least 14 years of age on the date of registration
• Upload all relevant certificates

Documents

• Aadhaar
• Educational certificates
• Proof of native district

How to apply

1. Open employment.ap.gov.in and choose Job Seekers' sign up
2. Fill your details and upload certificates
3. Watch the Job Mela Alerts list for fairs in your district

In person: District Employment Exchange / Model Career Centre

Run by

Directorate of Employment and Training, Department of Skills Development and Training

Registration does not pay any allowance. The ₹3,000 unemployment allowance promised in 2024 has not started as of October 2026.

Checked 6 October 2026 against Directorate of Employment and Training: guidelines for registration in employment exchanges · Official page to apply

Also called PM Internship Yojana, PMIS 9000 stipend, pminternship

₹9,000 a month (minimum, subject to attendance) plus a one-time joining grant of ₹6,000

A paid internship in a large company for young people aged 18 to 25 who are not in a full-time job. Since April 2026 final-year undergraduate and postgraduate students can also apply with a college NOC.

Status

Round 3 of the pilot is running in 2026 with companies posting internships on an ongoing basis (PIB, 22 Apr and 21 May 2026). Checked 1 Oct 2026.

Who can apply

• Indian youth aged 18 to 25 years
• Not in full-time employment
• Final-year UG and PG students may apply with a No Objection Certificate from their institution
• Applicants must meet the other existing eligibility criteria of the scheme

Documents

• Aadhaar
• Aadhaar-linked bank account
• College NOC (final-year students only)

How to apply

1. Register on the PMIS portal or app with Aadhaar
2. Fill your profile and pick internships
3. Accept an offer if selected

In person: Helpline 1800 11 6090

Run by

Ministry of Corporate Affairs

Still a pilot. The 2024 pilot rules excluded anyone whose family member earned over ₹8 lakh a year, had a government job, or who held degrees such as CA, MBA, MBBS or from IITs and IIMs; check the current rules on the portal.

Checked 1 October 2026 against MCA expands eligibility of PMIS to final-year students (22 Apr 2026), PMIS: MY Bharat awareness campaign, ₹9,000 plus ₹6,000 joining grant (21 May 2026), A Pathway to Professional Growth: PM's Internship Scheme (pilot rules, Oct 2024) · Official page to apply

Also called NCS job portal, Jobs for Women, employment exchange online, ncs.gov.in

Free job search, job fairs, career counselling and a 'Jobs for Women' section

The government's free job portal for private and government jobs, job fairs and career guidance. It has a 'Jobs for Women' link on the home page and connects to e-Shram and Skill India.

Status

Running in 2026; over 6.02 crore jobseekers and 8.17 crore vacancies as of 20 Nov 2025 (PIB, 4 Dec 2025). Checked 1 Oct 2026.

Who can apply

• Any jobseeker in India

How to apply

1. Open ncs.gov.in and sign up as a Jobseeker
2. Complete your profile and open 'Jobs for Women' or search jobs
3. e-Shram card holders can register using their UAN

In person: District Employment Exchange / Model Career Centre

Run by

Ministry of Labour and Employment (Directorate General of Employment)

NCS never charges a fee at any stage. Anyone asking for money in NCS's name is a fraud. Many listings are low-paid, so check the employer.

Checked 1 October 2026 against National Career Service home page ('Jobs for Women', 'NCS services are free of cost'), Over 6 crore jobseekers registered on NCS (4 Dec 2025) · Official page to apply

Also called eShram, e Shram card, shramik card, UAN card

Free e-Shram card with a Universal Account Number (UAN) that links you to 14 central welfare schemes, NCS jobs, Skill India and the PM-SYM pension (₹3,000 a month from age 60 if you join between 18 and 40)

A free ID card for informal workers such as domestic workers, home-based workers, farm labourers and vendors. It does not pay money by itself, but makes it easier to reach insurance, pension, housing and job schemes.

Status

Registration open and free; over 31.48 crore workers registered by 26 Jan 2026 (PIB, 2 Feb 2026). Checked 1 Oct 2026.

Who can apply

• Unorganised workers aged 16 to 59: home-based, self-employed or wage workers in the unorganised sector
• Not a member of EPFO or ESIC

Documents

• Aadhaar number
• Aadhaar-linked mobile number (or biometric at a CSC)

How to apply

1. Self-register on eshram.gov.in or the e-Shram app with Aadhaar and OTP
2. Or go to a Common Service Centre (it must not charge you)
3. Download the card and use the One-Stop-Solution page to see linked schemes

In person: Common Service Centre (CSC) or State Sewa Kendra

Run by

Ministry of Labour and Employment

The card has no cash benefit of its own; messages promising money 'on your e-Shram card' are not from the government. Registration is totally free.

Checked 1 October 2026 against e-SHRAM cards for unorganised workers (2 Feb 2026), e-Shram FAQs (age 16 to 59, free registration), Benefits under e-Shram card (PM-SYM pension) · Official page to apply

Also called Naipunyam, Naipunya portal, APSSDC, AP skill development, skill universe APSSDC

Skill training, assessments, certification and placement drives

The state skill mission runs training, tests and job drives for students, graduates, unemployed youth, dropouts and women, all through one portal.

Status

Naipunyam portal live and taking registrations in 2026 (checked 6 Oct 2026).

Who can apply

• School students, graduates, post graduates, unemployed youth, school and college dropouts and women

Documents

• Aadhaar
• Mobile number
• Educational certificates

How to apply

1. Register on naipunyam.ap.gov.in with your Aadhaar and mobile number
2. Pick a course or skill assessment
3. Apply to placement drives listed on the portal

In person: APSSDC district office or Skill Hub (ask at the district collectorate)

Run by

Andhra Pradesh State Skill Development Corporation (APSSDC), Department of Skills Development and Training

The official pages do not say which courses are free. Ask before paying any fee, and never pay an agent to register you.

Checked 6 October 2026 against Naipunyam portal (APSSDC), Andhra Pradesh State Skill Development Corporation (APSSDC) profile, Budget Speech 2026-27 (14 Feb 2026) · Official page to apply

Also called Vaddi leni runalu, DWCRA interest free loan, DWACRA zero interest, Velugu SHG loan, MEPMA SHG interest free loan, Sunna Vaddi (old YSRCP name), podupu sangham loan

The state pays the interest on SHG bank loans (interest subvention), so the group's bank loan becomes interest free

Women in a self help group (DWCRA in villages, MEPMA groups in towns) take bank loans as a group, and the state government pays the interest to reward good repayment.

Status

Funded in the 2026-27 budget for both rural DWACRA women and urban SHGs (checked 6 Oct 2026); no separate application, it runs through your SHG's bank loan.

Who can apply

• Member of a women's self help group under SERP (rural, Velugu / DWCRA) or MEPMA (urban)
• The group has a bank loan under SHG bank linkage

Documents

• SHG membership and SHG bank account (handled by the group)
• Aadhaar

How to apply

1. Join a women's SHG in your village (Velugu / DWCRA) or town (MEPMA)
2. Save regularly and keep the group's books in order
3. The group applies for a bank linkage loan through the Village Organisation or Slum Level Federation
4. Repay on time; the interest relief is handled through the group

In person: Village Organisation / Mandal Mahila Samakhya / Velugu office (rural) or MEPMA community organiser at the municipality (urban)

Run by

Rural Development Department through SERP (rural Velugu SHGs) and MA and UD Department through MEPMA (urban SHGs)

The official pages do not say the loan size covered or the exact repayment rule for 2026. Ask your Village Organisation or community organiser how much of the group loan is interest free before you borrow.

Checked 6 October 2026 against Gender Budget 2026-27, Society for Elimination of Rural Poverty home page, District Rural Development Agency (Velugu): Bank Linkage, Sthreenidhi, Unnathi, MEPMA: SHGs, Sthreenidhi loans, livelihoods, MEPMA portal · Official page to apply

Also called Sthreenidhi, Streenidhi loan, Stree Nidhi credit, SN loan DWCRA, jeevanopadhi runam

Livelihood loans to SHG women within 48 hours; credit limit up to ₹1 lakh as the district page states, and the interest free (Vaddileni Runalu) benefit applies

A state backed credit cooperative that lends quickly to women in self help groups for farming, livestock and small businesses, so they do not need moneylenders.

Status

Lending in 2026 (checked 6 Oct 2026); SERP reports Stree Nidhi lending of over ₹14,981 crore to 45.28 lakh members.

Who can apply

• Member of a women's SHG in a Village Organisation / Mandal Samakhya (rural) or Slum / Town Level Federation (urban)
• Credit limits depend on the grading of the Mandal Samakhya and Village Organisation

Documents

• SHG membership
• Livelihood loan application and plan (forms on sthreenidhi.ap.gov.in)
• Aadhaar

How to apply

1. Ask your SHG and Village Organisation for a Stree Nidhi livelihood loan
2. Fill the livelihood loan application and plan (jeevanopadhi runa darakhastu)
3. The VO approves and the loan reaches the SHG account

In person: Village Organisation or Mandal Mahila Samakhya (rural); Town Level Federation through MEPMA (urban)

Run by

Stree Nidhi Credit Cooperative Federation Ltd, promoted by the Government of Andhra Pradesh with SERP and MEPMA

Since April 2013 each SHG must pay a Samruddhi deposit of ₹100 a month (up to ₹7,200) to borrow from Stree Nidhi. The interest rate is not shown on the official site.

Checked 6 October 2026 against Stree Nidhi credit cooperative federation: About Us, Society for Elimination of Rural Poverty home page, District Rural Development Agency (Velugu): Bank Linkage, Sthreenidhi, Unnathi, MEPMA: SHGs, Sthreenidhi loans, livelihoods · Official page to apply

Also called Unnathi, Unnathi DWCRA loan, SCSP TSP Unnathi, SC ST women interest free loan AP

Interest free loan of ₹25,000 to ₹1,00,000 for a livelihood asset such as dairy animals, sheep, goats or a small shop

Interest free loans for the poorest SC and ST women in self help groups to buy an income earning asset. The asset is given, not cash.

Status

Running in 2026 (Unnathi portal updated its recovery account list on 5 Feb 2026; checked 6 Oct 2026).

Who can apply

• SC or ST woman from a poorest of the poor family
• Member of a self help group, recommended by the Village Organisation and Mandal Samakhya
• Needs a household livelihood plan approved by the VO

Documents

• SHG membership
• Household livelihood plan (HLP)
• SHG and VO resolution
• Photo and biometric authentication

How to apply

1. Ask for the loan in your SHG meeting (biometric request)
2. The VO assistant makes your household livelihood plan; the VO approves it
3. The APM, district Unnathi coordinator and Director check and approve
4. Money goes to the SHG account and the asset is bought through a purchase committee

In person: Village Organisation / Velugu office at the mandal

Run by

SERP, loans released through Stree Nidhi

No interest is charged, but a 3% penalty applies if you pay late (East Godavari district rules). The amount range comes from district pages; news in 2026 speaks of loans up to ₹2 lakh, which is not confirmed officially.

Checked 6 October 2026 against Unnathi portal (recovery account list dated 5 Feb 2026, citizen charter, SOP), Citizen charter of Unnathi loans disbursement, District Rural Development Agency (Velugu): Bank Linkage, Sthreenidhi, Unnathi, District Rural Development Agency: Unnathi SC/ST sub plan loan terms, Society for Elimination of Rural Poverty home page · Official page to apply

Also called One Family One Entrepreneur, OFOE, MSME subsidy women AP, women entrepreneur subsidy Andhra, AP MSME ONE

Capital subsidy of 45% of fixed capital investment, up to ₹45 lakh for a new micro enterprise (up to ₹4.5 crore for small, 35% up to ₹7 crore for medium), plus ₹1.5 per unit power cost reimbursement for 5 years

If a new manufacturing or service business is wholly owned by women living in Andhra Pradesh, the state pays back a big share of the machinery and building cost after it starts.

Status

Policy period 2024 to 2029, amended by G.O.Ms.No.22 on 17 Feb 2025; still in force on 6 Oct 2026.

Who can apply

• Enterprise wholly owned by women (Special Category also covers BC, SC, ST, minority, specially abled and transgender owners)
• Owners have domicile in Andhra Pradesh
• Capital subsidy is for new enterprises only; technology upgradation subsidy (40% up to ₹40 lakh for micro) is for expansion or diversification

Documents

• Udyam registration
• Project report
• Proof of investment and first invoice or commercial operation date
• Domicile proof of owners

How to apply

1. Register the unit on Udyam and set it up
2. After commercial production or first invoice, apply for incentives on the AP MSME ONE portal
3. The nodal agency verifies and releases the subsidy in annual instalments (2 for micro)

In person: District Industries Centre (DIC) in your district

Run by

Industries and Commerce Department; District Industries Centres; AP MSME Development Corporation

This is money back after you invest, not a loan up front. You still need your own money or a bank loan to start, and the subsidy comes in instalments.

Checked 6 October 2026 against G.O.Ms.No.22, I and C Department (17 Feb 2025): amendment to AP MSME and Entrepreneur Development Policy 4.0 (2024-29), Budget Speech 2026-27 (14 Feb 2026) · Official page to apply

Also called Mudra loan, PM Mudra, Shishu Kishor Tarun loan, Tarun Plus

Business loan without collateral up to ₹20 lakh: Shishu up to ₹50,000, Kishor ₹50,000 to ₹5 lakh, Tarun ₹5 lakh to ₹10 lakh, Tarun Plus ₹10 lakh to ₹20 lakh

A loan from a bank or other lender to start or grow a small non-farm business, with no property needed as security. It is open to men and women; about 60% of Mudra loan accounts in 2024-25 belonged to women.

Status

Running in 2026: PIB reported loans disbursed to 27 March 2026 and the scheme completed 11 years on 8 April 2026. Checked 1 Oct 2026.

Who can apply

• Non-corporate, non-farm micro and small enterprises in manufacturing, trading, services and activities allied to agriculture
• Shishu loans are open to new entrepreneurs with no credit history or collateral
• Tarun Plus (₹10 lakh to ₹20 lakh) is only for borrowers who took and fully repaid a Tarun loan

How to apply

1. Go to any bank branch, small finance bank, NBFC or microfinance lender, or apply online on the JanSamarth portal
2. Ask for a loan under PMMY and choose the category that fits the amount
3. Never pay an agent or a 'processing fee' to anyone outside the lender: MUDRA Ltd does not give loans directly

In person: Any bank branch or registered NBFC / microfinance lender

Run by

Department of Financial Services, Ministry of Finance (through banks, NBFCs and MFIs; MUDRA Ltd refinances)

MUDRA Ltd itself never lends to individuals. PIB Fact Check has flagged fake 'Mudra loan approval letters' asking for fees almost every month from 2024 to September 2026. The loan must be repaid with the bank's normal interest; there is no subsidy.

Checked 1 October 2026 against 11 Years of Pradhan Mantri MUDRA Yojana (8 Apr 2026), PMMY loan limit raised to ₹20 lakh (Tarun Plus), PIB Fact Check: fake website onlinemudraindia.co.in (19 Mar 2026), Mudra FAQ · Official page to apply

Also called PMEGP loan, KVIC loan subsidy, margin money subsidy

Subsidy of 25% to 35% of the project cost on a bank loan for a new unit (women: 35% in villages, 25% in towns); project cost up to ₹50 lakh (manufacturing) or ₹20 lakh (service)

Helps a person start a new small factory or service unit outside farming. The bank gives the loan and the government pays part of the project cost as a one-time subsidy. Women count as a special category, so they get the higher subsidy and put in only 5% of their own money.

Status

Portal open and scheme active in 2026 (PIB, 12 Mar 2026). Its last Cabinet approval ran to 2025-26; a formal 2026-27 extension notice was not found. Checked 1 Oct 2026.

Who can apply

• Any individual above 18 years of age
• No income ceiling
• At least VIII standard pass for projects above ₹10 lakh in manufacturing or above ₹5 lakh in business/service
• Only one person per family (self, spouse, unmarried children)
• Existing units, and units that already took a government subsidy under another scheme, are not eligible
• Projects without capital expenditure are not eligible

Documents

• Aadhaar

How to apply

1. Apply online on the PMEGP portal (New Application)
2. Pick KVIC, KVIB or DIC as the agency and choose a bank
3. Complete the short EDP training (not needed for projects up to ₹2 lakh)
4. The bank sanctions the loan and the subsidy is routed through the bank

In person: District Industries Centre (DIC) or KVIC / KVIB office

Run by

Ministry of MSME (KVIC, State KVIBs and District Industries Centres)

It is a subsidy on a bank loan, not a grant: you must get a bank loan and put in 5% (special category) or 10% (general) yourself.

Checked 1 October 2026 against PMEGP FAQ (eligibility), Prime Minister's Employment Generation Programme (subsidy rates, women as special category), Initiatives to strengthen rural and semi-urban MSMEs (12 Mar 2026), Continuation of PMEGP 2021-22 to 2025-26 · Official page to apply

Also called Lakhpati Didi Yojana, Aajeevika, NRLM SHG loan, self help group

Through your self-help group: a Revolving Fund of about ₹20,000 to ₹30,000 per group, up to ₹2.5 lakh per group from the Community Investment Fund, bank loans with interest subvention (loans up to ₹3 lakh at 7%), a ₹5,000 Jan-Dhan overdraft, and free livelihood and enterprise training

Rural women join a self-help group (SHG) of neighbours, save together and get group funds, cheap bank loans and training to build a business or farm income. A 'Lakhpati Didi' is an SHG member whose household earns over ₹1 lakh a year.

Status

Active in 2026: over 3 crore Lakhpati Didis reached; target doubled to 6 crore by March 2029 (PIB, 13 Feb 2026). Checked 1 Oct 2026.

Who can apply

• Rural women who join a DAY-NRLM self-help group
• To be picked as a potential Lakhpati Didi: SHG member for at least two years, has used the Community Investment Fund, and runs at least two livelihood activities

How to apply

1. Ask the village SHG, Village Organisation or Community Resource Person to join a group
2. Save regularly in the group and keep records
3. Ask the block mission office about training and loans for your activity

In person: Block office of the State Rural Livelihoods Mission, or the Gram Panchayat

Run by

Ministry of Rural Development

There is no direct cash payment to become a Lakhpati Didi. Money comes as group funds and loans that must be repaid. Interest subvention rates vary by district.

Checked 1 October 2026 against How do I become a Lakhpati Didi, Financial Assistance, Doubling of target of Lakhpati Didis to 6 crore (13 Feb 2026), National Campaign on Entrepreneurship: EDP training for 50 lakh SHG members (14 Jan 2026) · Official page to apply